GET LOAN PRE-APPROVAL
The issue with real estate financing is not getting a loan (virtually anyone willing to pay lofty interest rates can find a mortgage). Instead, the idea is to get the loan that’s right for you — the mortgage with the lowest cost and best terms.
Many lenders (the sources of money) and programs, for example, are available right here in The Dalles. By meeting with a lender and looking at loan options, you will find which programs best meet your needs and how much you can afford.
We also recommend preapprovals for another reason: Purchase agreements often require buyers to apply for financing within a given time period, in many cases, 3-5 days. By meeting with loan officers in advance and identifying mortgage programs, it won’t be necessary to quickly find a lender, check credit, and rush into a financing decision that may not be the best option.
If you are interested in this item and have some questions, feel free send an inquiry.
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